How to Save Money on Birth Control

One of the disadvantages of taking birth control is the monthly expensive that it can incur. Some brands can end up costing you around $600 a year. If you need to cut your costs but don’t want to give up your pill, here are some tips to help ease the strain on your bank account.


Talk to Your Doctor about Your Financial Concerns
Your doctor might not automatically prescribe you a generic form of birth control unless you tell him or her up front that price is an issue. Generics are often a fraction of the cost of the name brand pill and their ingredients and rate of efficacy are exactly the same. You can also ask your doctor about any free samples they might have to get you started but these will likely be branded birth control so make sure the prescription is written for a generic. Your doctor can also talk to you about what types of birth control are available and which are best for you.


Price Shop
Before you fill your script, do your homework. Prices can vary greatly from pharmacy to pharmacy, up to $100 a month according to gynecologist Scott Chudnoff. Many pharmacies like CVS and Walmart offer prescription savings clubs that can save you a lot of money, especially if you are purchasing a 90 day supply at a time. Don’t forget to check out prices online as well. There are reputable online pharmacies that can supply your birth control needs without you having to leave the comfort of your home.


Consider Paying more Upfront for Long Term Savings
IUD’s may seem expensive at $300-$400 but they can save you a lot of money in the long run. Hormonal IUDs last 3 to 5 years and the copper variety can last up to ten so ultimately the savings can be significant. You also don’t have to worry about remembering to take your pill everyday or factoring payments into your monthly budget.


Use Condoms
If you are not in a monogamous relationship and don’t have sex frequently you might not need the pill at all. The pill does not protect against sexually transmitted diseases so chances are if you fall into this category you are probably using condoms anyway. Why incur the extra expense?


Check with Planned Parenthood
Especially for those without health insurance, checking with Planned Parenthood or your local family planning center can save you big bucks on your birth control. Some centers even offer the pill for free so be sure to check before heading to the pharmacy.


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